Do I have to pay to join a mosque?

No, you never have to pay to pray in a mosque or to be part of its community. Some mosques in the USA, UK and Europe offer a paid membership, usually a yearly fee that gives you a vote in board elections. It's optional, and a good way to support the mosque if you can afford it.
The mosque is open to every Muslim
A mosque belongs to Allah, not to its members. Anyone can walk in, pray, attend Jumu'ah, join a class or ask the imam a question without paying anything. The Prophet ﷺ said the places dearest to Allah are the mosques (Sahih Muslim 671), and no one should be kept out of them for lack of money.
What paid membership means
In the West, most mosques are registered charities or nonprofits run by volunteers and a board. Their bylaws often create "members" who pay dues (anything from a small yearly amount to a monthly pledge) and in return can vote, stand for the board, or get a discount on weekend school. Some ask new members to wait a few months or to attend regularly first. These are administrative rules, not religious ones, and they differ from mosque to mosque.
Other ways to support your mosque
- Regular giving: a small monthly direct debit keeps the lights on. Mosques in the West have no government funding. See What is sadaqah jariyah?
- Building funds: the Prophet ﷺ said whoever builds a mosque for Allah, Allah builds for him a house in Paradise (Sahih al-Bukhari 450). Chipping in to a building project shares in that.
- Time and skills: cleaning, IT, translation, accounting. The Prophet ﷺ honored the person who used to sweep his mosque and prayed at their grave when they died (Sahih al-Bukhari 458).
- Zakat: scholars differ on giving zakat to a mosque's general running costs. See Can I give zakat to a mosque?
If money is tight
As a new Muslim you may be rebuilding your life, and no one expects you to pay. Come to the prayers, introduce yourself, and give later when you can. Many mosques waive membership fees for students, converts and anyone who asks.
- Praying and attending a mosque is always free.
- Paid membership is an optional, administrative arrangement.
- It usually gives voting rights in mosque elections.
- You can support the mosque with money, time or skills.
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