Topic

Modern Money

Interest, mortgages, investing, crypto, insurance and gambling. Short, honest answers for new Muslims.

Is real estate crowdfunding halal?

Real estate crowdfunding can be halal when you own an equity share and earn rent or sale profit; debt deals with fixed returns are riba.

Yes, keeping interest earned on a rental deposit is generally haram. Take back your full deposit and give the interest to charity without reward.

Yes, conventional futures trading is haram for most scholars: both sides are deferred, there's no delivery and it runs on leverage.

Rent-to-own can be halal if rent and sale are separate, fixed and interest-free. See when lease-to-own deals cross into riba or two sales in one.

Yes, short selling is haram for most scholars: you sell borrowed shares you don't own, usually through a margin account that charges interest.

No, wearing designer clothes is not haram in itself. Allah loves beauty, but pride, wasteful spending, riba debt and fakes can make it wrong.

No, most social media giveaways are not haram because entry is free. Paid entries, haram prizes or haram brands cross the line.

Yes, Muslim kids can get pocket money. It's a great way to teach saving, giving and halal earning. Tips on fairness, interest and charity.

A Lifetime ISA can be halal in a shariah-screened Stocks and Shares fund. A Cash LISA paying interest isn't; the 25% bonus is a grant.

Murabaha is a cost-plus sale used by Islamic banks: the bank buys an item and sells it to you at a fixed profit. Here's how it works and why.

Yes, bingo played for money is haram because paying for cards to win a pot is gambling. Free bingo for fun, with no entry fee or stakes, is fine.

Ticket scalping is generally haram or disliked when it breaks laws or ticket terms or hoards to raise prices; fair resale of a spare ticket is fine.