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Dua & Dhikr

Can dua change my destiny?

Yes, dua can change destiny in a real sense: the Prophet said nothing repels the decree except dua. How this fits with qadr, and why no dua is wasted.

Modern Money

Are stablecoins halal?

Are stablecoins halal? Many scholars allow holding and spending backed coins like USDC, but lending them for yield is riba and swaps must be spot.